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Permanent limits

When you can't go back to the same work

Some injuries heal. Some leave you with limits for good. Both belong in the claim, and both have a value.

A doctor may say you can lift only so much, stand only so long, or never use the same hand the same way. The claim should say what that means for your pay, your future medical care and the job you had.

Before any settlement is signed, we read it for what it closes: future treatment, retraining and the right to reopen.

  • Permanent disability ratings and what they mean

  • Work restrictions your employer can't meet

  • Retraining or help finding other work

  • What future medical care a settlement leaves out

A person seen from behind walking down a two-lane road toward the low sun

Before you settle

What people ask about lasting injuries

What's a permanent disability rating?

It's a number a doctor or evaluator assigns for what you lost, and it helps set what you are owed. How it's figured differs by state, and it can be argued.

Can I take a settlement and still get medical care later?

Only if the settlement says so. Some settlements close medical care for good, which is the first thing we check.

What if my employer can't take me back?

You may have rights to retraining or other benefits. Tell us what your doctor says you can and cannot do.

Should I accept the first offer?

Don't sign until someone has read it for you. We'll tell you what it pays, what it leaves out, and what it would take to ask for more.

Holding an offer? Show us first.

Send us the papers before you sign. We'll tell you what the offer pays and what it takes away.

No recovery, no fee. Costs are explained in your fee agreement before you sign.